Caveats
This calculator does not account for passive losses and carry-forward losses. These would slightly increase your return if you plan to buy a property that will be in the red initially. Please consult an accountant for reality. This calculator exists to give you a rough idea. Step 1: ℹ️ Enter Some Information
Step 2: 🎛 Turn Some Knobs
Down Payment Percentage
Mortgage Interest Rate
Mortgage Term
Expected Rent Growth Rate
Expected Utility Growth Rate
Expected Property Value Growth Rate
Insurance (as percentage of property value)
% ( per year, initially) Property Tax Rate (as percentage of property value)
% ( per year, initially) Vacancy Rate
Delinquency Rate
Marginal Tax Bracket
Long-Term Capital Gains Rate
Percentage of Repairs that Increase Basis
Some repairs (like roof repair or replacing cabinets or appliances) will increase the basis. Repairs like fixing a clogged drain will not.
Repair Rate
Property Management Rate
Real Estate Agent Rate
Taxes on Property Sale
Years to Hold Property Before Selling
Step 3: 💰See Return on Investment